ZIP 79104 Foreclosure, Tax-Lien & Distress Report

ZIP 79104's composite property-distress score is 26/100 - DLRadar classes that as low for Potter County, Texas. The pressure is most legible in structural risk (58/100), institutional ownership (45/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (9/100) stay muted. The split runs 58/100 structural to 3/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (76/100)).

The peak-phase market in 79104 posted values that rose 2.7% over the year, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $94,400, an affordability ratio of 2.0× — accessible. Around 41% of renters are cost-burdened. Median household income is $47,768, below the U.S. median near $78,000. Around 6% of adults hold a bachelor's degree or higher. Roughly 20.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 54% of homes, renters 46%. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,881 housing units. DLRadar's demographic-stress index for the area reads 33/100. About 7,236 people live here, median age 33.

Net-net, 79104 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 79104 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 79104's 26/100 can be lined up against any neighbor in Potter County, Texas or any ZIP coast to coast. Sparse data for 79104 shows as blanks, never estimates, and the score updates on every fresh public filing.

79104's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 79104 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.