ZIP 79104 Foreclosure, Tax-Lien & Distress Report

Potter County, Texas's ZIP 79104 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (53/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low. The latent-versus-live split is 55/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (77/100).

The market reads peak — home values rose 1.5% year on year (phase confidence 13/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $94,400 (2.0× income, relatively affordable). Around 41% of renters are cost-burdened. At $47,768, median income runs below typical U.S. levels. Around 6% of adults hold a bachelor's degree or higher. The poverty rate is 20.1% — high, a tax-stress and distress correlate. 54% of housing is owner-occupied. The vacancy rate is 13.1% — elevated. The ZIP holds roughly 2,881 housing units. The demographic-stress sub-score lands at 33/100. About 7,236 people live here, median age 33.

Net-net, 79104 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.