ZIP 79107 Property Distress & Foreclosure Data

DLRadar grades ZIP 79107 (Potter County, Texas) at a low 24/100 for overall property distress. Structural risk reads 55/100 against active distress of 3/100. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (77/100). Property-level stress concentrates in structural risk (55/100), construction/permit lag (53/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 1.5% year on year, and 19% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $92,600 (2.2× income, relatively affordable). Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. 55% of housing is owner-occupied. Rent burden reaches 50% of tenant households. About 36,425 people live here, median age 33. The demographic-stress sub-score lands at 38/100. At $39,474, median income runs below typical U.S. levels. Around 6% of adults hold a bachelor's degree or higher. There are about 12,195 housing units across 79107. The poverty rate is 32.2% — high, a tax-stress and distress correlate.

Net-net, 79107 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.