ZIP 79107 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 79107 (Potter County, Texas) at a low 26/100 for overall property distress. Latent structural risk is 58/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). The most distinctive pressure shows up in structural risk (58/100), institutional ownership (45/100), construction/permit lag (21/100). On the quiet end sit construction/permit lag (21/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.7% year on year, and 19% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $92,600 here, or 2.2 times local income. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 55% owner-occupied to 45% rented. Rent burden reaches 50% of tenant households. About 36,425 people live here, median age 33. On demographic stress specifically, 79107 scores 38/100. Households earn a median $39,474 — below the roughly $78,000 national figure. About 6% have a four-year degree. The ZIP holds roughly 12,195 housing units. Roughly 32.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 79107 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 79107 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 79107 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 79107, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 79107's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 79107 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.