ZIP 79109 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 79109 (Randall County, Texas) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (71/100). Its heaviest discrete signals: structural risk (54/100), institutional ownership (44/100), construction/permit lag (12/100). On the quiet end sit construction/permit lag (12/100) and mortgage stress (7/100). The split runs 54/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 2.7% year on year, and 6% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 20,582 housing units. Home values center near $222,900, an affordability ratio of 3.2× — accessible. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 33% bachelor's-or-above. 42,410 residents call 79109 home, typically aged 38. Around 40% of renters are cost-burdened. Vacancy runs 10.9%. Households earn a median $68,579 — below the roughly $78,000 national figure. 60% of housing is owner-occupied. The poverty rate is 11.8%.

Overall, 79109 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 79109 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 79109 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 79109 stays directly comparable to neighboring ZIPs and the rest of Randall County, Texas. Nothing here is interpolated — where a source is thin for 79109, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 79109's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 79109 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.