ZIP 79108 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 79108 (Potter County, Texas) lands at 27/100 — low on DLRadar's distress scoring. What sets it apart are the readings on structural risk (60/100), institutional ownership (44/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (9/100) stay muted. The split runs 60/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (74/100).

The market reads peak — home values rose 2.7% year on year, and 7% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $63,383 — below the roughly $78,000 national figure. Around 41% of renters are cost-burdened. About 14% have a four-year degree. About 10,979 people live here, median age 40. Roughly 15.3% live below the poverty line. On demographic stress specifically, 79108 scores 29/100. The typical home is worth about $163,200 (2.4× income, relatively affordable). The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 14.3% — elevated. The ZIP holds roughly 5,010 housing units.

On the whole, 79108 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 79108 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 79108 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 79108 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 figure for 79108 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 79108 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.