ZIP 79103 Foreclosure, Tax-Lien & Distress Report

Potter County, Texas's ZIP 79103 registers 27/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 59/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (71/100). The pressure is most legible in structural risk (59/100), institutional ownership (44/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (8/100) register low.

The peak-phase market in 79103 posted values that rose 2.7% over the year, and 12% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

There are about 3,906 housing units across 79103. The vacancy rate is 4.6%. The tenure split is 66% owner-occupied to 34% rented. Around 13% of adults hold a bachelor's degree or higher. Population is roughly 11,591 with a median age of 29. At $55,885, median income runs below typical U.S. levels. On demographic stress specifically, 79103 scores 30/100. The poverty rate is 17.5% — high, a tax-stress and distress correlate. A median home runs $132,300 here, or 2.2 times local income. Rent burden reaches 40% of tenant households.

Overall, 79103 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 79103 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 79103 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 79103, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 79103 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 79103 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.