ZIP 79124 Foreclosure, Tax-Lien & Distress Report

In Potter County, Texas, ZIP 79124 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (58/100), institutional ownership (45/100), construction/permit lag (21/100). On the quiet end sit construction/permit lag (21/100) and mortgage stress (9/100). Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). Structural risk reads 58/100 against active distress of 3/100.

The peak-phase market in 79124 posted values that rose 2.7% over the year, and 7% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 4,867 housing units. The tenure split is 88% owner-occupied to 12% rented. Educational attainment sits at 39% bachelor's-or-above. Around 53% of renters are cost-burdened. Population is roughly 11,800 with a median age of 42. On demographic stress specifically, 79124 scores 26/100. Households earn a median $110,144 — above the roughly $78,000 national figure. Vacancy runs 6.1%. 4.3% of residents fall below the poverty threshold. The typical home is worth about $362,300 (3.0× income, relatively affordable).

On balance 79124 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 79124 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 79124 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 79124 can be compared directly against any other ZIP in Potter County, Texas or nationwide. Where the public record is thin for 79124, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 79124 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 79124 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.