Delta County, TX: Foreclosures, Tax Liens & Distressed Properties

Delta County, TX, Texas: 7 ZIP codes scored, Delta County, TX averaging 10/100 (minimal, Delta, TX), from 7 to 23. Delta County, TX is in its peak phase (Delta, TX confidence 22/100): Delta, TX home prices up 2.0% (Delta, TX) over twelve months. Delta County, TX lender headwind: 42/100.

Highest-scoring Delta County, TX ZIPs: 75428 (23/100), 75469 (14/100), 75415 (7/100), 75432 (7/100), 75441 (7/100), 75448 (7/100). Also scored in Delta County, TX: 75450.

Across Delta County, TX's scored ZIPs: median home value $185,117, household income $54,054, 13.1% vacancy, 8.5% poverty, 83% owner-occupied, median age 47.4.

Delta County, TX insurance distress 30/100 (#1,631 in the US); FEMA hazard 59/100 for Delta, TX; 3 federal disaster declarations in Delta County, TX since 2023 (3 flood); Delta, TX construction distress 10/100.

2 banks with 2 branches lend in Delta County, TX; Delta, TX weighted bank stress 58/100, highest 62/100 in Delta, TX.

Delta County, TX unemployment 4.9% (Delta, TX +0.4 pts, six months); 15 new housing units permitted in Delta County, TX over twelve months, Delta, TX up 50% from 10.

2,450 housing units in Delta County, TX; 354 Delta, TX renter households; 43% of Delta, TX renters spend 30%+ of income on rent, 14% (Delta, TX) half or more.

Delta County, TX ranks #2,908 nationally on the opportunity index (Delta, TX, among all ranked counties); Delta, TX scores 23.8/100 and Delta, TX sits #245 inside Texas. Delta, TX is in the weak opportunity phase; Delta, TX's primary driver is vacancy, Delta, TX second driver bank institutional; Delta, TX moved down 252 places. 3 short-sale listings across Delta, TX; 12 days on market observed in Delta, TX; 14.9% vacancy over 7 Delta, TX ZIPs.

No CFPB county sample covers Delta County, TX. The non-metro area reading for Delta, TX: 1.4% ninety-plus days late; Delta, TX's thirty-to-eighty-nine share is 3.5% (Delta, TX, December 2025 data); Texas overall 1.2%.

Delta County, TX has 2 watched banks; 2 Delta, TX banks sit in an elevated band. Delta, TX footprints: First Nb In Cooper (1 branch, stress 62) in Delta, TX; Legend Bank N A (1 branch, stress 53) in Delta, TX.

277 of the 2,450 housing units in Delta, TX sit vacant. Delta County, TX permitted 0 multifamily units in twelve months; Delta, TX's one-to-four unit structures added 15 units in Delta County, TX.