Delta County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Delta County, Texas? DLRadar grades every Delta County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Delta County breakdown.
- Delta County's most distressed ZIP is 75428 at 22/100.
- 7 ZIP codes tracked in Delta County, averaging 12/100 distress.
- Delta County reads peak — home values up 2.0% year over year.
- Vacancy runs 13.1% across Delta County's tracked ZIPs, with a 8.5% poverty rate.
- The typical Delta County home is worth about $185,117 against a ~$54,054 median income.
- Lending headwind in Delta County sits at 42/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75428 | 22/100 |
| 2 | 75469 | 14/100 |
| 3 | 75415 | 9/100 |
| 4 | 75432 | 9/100 |
| 5 | 75441 | 9/100 |
| 6 | 75448 | 9/100 |
| 7 | 75450 | 9/100 |
Most distressed ZIP codes in Delta County (composite distress 0-100, 2026)
What is driving Delta County distress
DLRadar builds Delta County's distress picture only from records anyone can pull; its ZIPs average 12/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Delta County market phase and pricing
Delta County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Where is distress highest inside Delta County, TX?
ZIP 75428 leads Delta County at 22/100, recomputed monthly from public records.
How would you describe the Delta County market phase?
Delta County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Delta County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 7 ZIP codes in Delta County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Delta County ZIP codes?
Averaging the county conceals how uneven it is. Across the Delta County ZIPs DLRadar ranks, scores run from 22/100 in 75428 down to 9/100 in 75450, against a Delta County average of 12/100. The 13-point range is the argument for ZIP-level search across Delta County.
What do Delta County home values and vacancy say about distressed supply?
The typical Delta County home carries about $185,117 of value against a median household income near $54,054. Vacancy across Delta County's tracked ZIPs runs 13.1% and the poverty rate is 8.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Delta County's foreclosure and lien filings and its 42/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.