Delta County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Delta County, TX distress report, 2026: 7 ZIPs scored in Delta, TX, Delta, TX average 10/100; the top Delta, TX ZIP is 75428 at 23/100; Delta, TX market phase peak, Delta, TX prices +2.0% year over year.
- Delta, TX ranks #2,908 nationally (opportunity index); Delta, TX #245 in Texas; Delta, TX index 23.8.
- Delta, TX: no CFPB county sample; Delta, TX non-metro area reading 1.4%.
- Delta, TX ZIP phases: 7 peak.
- Delta, TX residential listings tracked: 1 across 6 ZIPs; Delta, TX candidate listings 1.
- Delta, TX lenders on watch: 2; largest Delta, TX footprint First Nb In Cooper (1 branch).
- Delta, TX most distressed ZIP: 75428 at 23/100.
Delta, TX figures: DLRadar distress index; Delta, TX inputs: CFPB, FHFA, HUD, FDIC; Delta, TX rebuilt as sources refresh.
| Rank | Delta, TX ZIP | Score |
|---|---|---|
| 1 | 75428 | 23/100 |
| 2 | 75469 | 14/100 |
| 3 | 75415 | 7/100 |
| 4 | 75432 | 7/100 |
| 5 | 75441 | 7/100 |
| 6 | 75448 | 7/100 |
| 7 | 75450 | 7/100 |
Most distressed Delta, TX ZIPs (0-100, 2026)
Mortgage delinquency around Delta, TX
No CFPB county sample covers Delta, TX; the non-metro area reading for Delta, TX: 1.4% ninety-plus; Delta, TX area thirty-to-eighty-nine 3.5% (December 2025, Delta, TX); Texas overall 1.2%.
Opportunity index: Delta, TX
Delta, TX index 23.8, Delta, TX phase weak; Delta, TX primary driver vacancy, Delta, TX second driver bank institutional. Delta, TX components: property stress 14.8, foreclosure pressure 15.4, listing discounts 12.3, bank stress 52.7, insurance 0.0; Delta, TX pulse 28.1; Delta, TX capital opportunity 17.3; Delta, TX seven-day change +0.6%.
ZIP market phases inside Delta, TX
7 Delta, TX ZIPs carry a price-cycle phase; Delta, TX ZIPs by phase (Delta, TX), deepest drawdown first: peak, +2.0% YoY (Delta, TX): 75415, 75432, 75441, 75448, Delta, TX 75450; peak, +1.1% YoY (Delta, TX): 75428; peak, +1.9% YoY (Delta, TX): 75469.
Residential listings by Delta, TX ZIP
Delta, TX ZIPs with the most tracked Delta, TX residential listings: 75469 1 listings, 1 candidates, bank pressure 66; 75415 0 listings, 0 candidates, bank pressure 58; 75432 0 listings, 0 candidates, bank pressure 58; 75441 0 listings, 0 candidates, bank pressure 58 (Delta, TX); 75448 0 listings, 0 candidates, bank pressure 58; 75450 0 listings, 0 candidates, bank pressure 58. Delta, TX totals: 1 listings; Delta, TX candidates 1; active ZIPs 1.
Lenders with branches in Delta, TX
Delta, TX lenders by branch count: First Nb In Cooper (Delta, TX): stress 62, 1 branch low in Delta, TX; Legend Bank N A (Delta, TX): stress 53, 1 branch low in Delta, TX.
Vacancy and permits, Delta, TX
277 of 2,450 Delta, TX housing units are vacant; Delta, TX permits, twelve months: 0 multifamily units in Delta, TX, 15 one-to-four unit units.
Work Delta, TX at the parcel level
Every Delta, TX parcel carries owner and address; every Delta, TX parcel carries APN; Delta, TX distress scores sit on the Delta, TX live board.
Delta, TX figures refresh with each source.
Delta, TX questions
Most distressed ZIP code in Delta County, TX?
ZIP 75428 leads Delta, TX at 23/100; next in Delta, TX: 75469 at 14/100; the Delta, TX average is 10/100.
Where does Delta County, TX rank for investment opportunity?
Delta, TX is #2,908 among all ranked counties, #245 in Texas; the Delta, TX driver is vacancy; Delta, TX moved down 252 places.
How many mortgages are delinquent in Delta County, TX?
Delta, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Delta, TX.
Which banks lend in Delta County, TX?
2 watched lenders hold Delta, TX branches; the largest Delta, TX footprints are First Nb In Cooper (1), Legend Bank N A (1).
More on Delta, TX
Delta County, TX distress report: public-record figures for Delta, TX; not legal advice for Delta, TX; not tax or investment advice; verify every Delta, TX record before acting.