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Panola County, TX: Foreclosures, Tax Liens & Distressed Properties

Panola County, TX, Texas: 13 ZIP codes scored, Panola County, TX averaging 21/100 (low, Panola, TX), from 17 to 24. Panola County, TX is in its peak phase (Panola, TX confidence 22/100): Panola, TX home prices up 2.0% (Panola, TX) over twelve months. Panola County, TX lender headwind: 23/100.

Highest-scoring Panola County, TX ZIPs: 75672 (24/100), 75692 (24/100), 75631 (22/100), 75633 (22/100), 75639 (22/100), 75643 (22/100). Also scored in Panola County, TX: 75669, 75652, 75691, 75974, 75642, 75954, 75975.

Across Panola County, TX's scored ZIPs: median home value $141,575, household income $64,482, 18.6% vacancy, 15.5% poverty, 81% owner-occupied, median age 40.4.

Panola County, TX insurance distress 47/100 (#1,174 in the US); FEMA hazard 91/100 for Panola, TX; 6 federal disaster declarations in Panola County, TX since 2023 (3 hurricane, 3 flood); Panola, TX construction distress 45/100.

6 banks with 6 branches lend in Panola County, TX; Panola, TX weighted bank stress 57/100, highest 85/100 in Panola, TX.

Panola County, TX unemployment 5.2% (Panola, TX +0.1 pts, six months); 12 new housing units permitted in Panola County, TX over twelve months, Panola, TX down 8% from 13; Panola, TX home prices +12.1% a year (Panola, TX) over three years.

10,853 housing units in Panola County, TX; 1,754 Panola, TX renter households; 35% of Panola, TX renters spend 30%+ of income on rent, 12% (Panola, TX) half or more.

Panola County, TX ranks #143 nationally on the opportunity index (Panola, TX, among all ranked counties); Panola, TX scores 36.4/100 and Panola, TX sits #20 inside Texas. Panola, TX is in the strong_buy opportunity phase; Panola, TX's primary driver is vacancy, Panola, TX second driver construction; Panola, TX moved up 422 places. 3 short-sale listings across Panola, TX; 77 days on market observed in Panola, TX; 21.1% vacancy over 13 Panola, TX ZIPs.

No CFPB county sample covers Panola County, TX. The non-metro area reading for Panola, TX: 1.4% ninety-plus days late; Panola, TX's thirty-to-eighty-nine share is 3.5% (Panola, TX, December 2025 data); Texas overall 1.2%.

Panola County, TX has 5 watched banks; 5 Panola, TX banks sit in an elevated band. Panola, TX footprints: Citizens Bank (1 branch, stress 85) in Panola, TX; First State Bank&Trust Co (1 branch, stress 73) in Panola, TX; Verabank National Assn (1 branch, stress 53) in Panola, TX.

1,955 of the 10,853 housing units in Panola, TX sit vacant. Panola County, TX permitted 0 multifamily units in twelve months; Panola, TX's one-to-four unit structures added 12 units in Panola County, TX.

Peak
Market phase
2%
Panola, TX HPI YoY
0%
Drawdown
22
Panola confidence

Top Panola County ZIP codes by stress score

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