ZIP 75643 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 75643 (Panola County, Texas) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (89/100). Structurally it carries 46/100, against 6/100 of stress already in motion. Its heaviest discrete signals: institutional ownership (49/100), construction/permit lag (48/100), structural risk (46/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 75643 posted values that rose 2.0% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 30.0% — elevated. 16.8% of residents fall below the poverty threshold. Home values center near $142,000, an affordability ratio of 2.3× — accessible. DLRadar's demographic-stress index for the area reads 29/100. Households earn a median $56,685 — below the roughly $78,000 national figure. There are about 1,240 housing units across 75643. Rent burden reaches 36% of tenant households. The tenure split is 83% owner-occupied to 17% rented. Around 15% of adults hold a bachelor's degree or higher. 2,072 residents call 75643 home, typically aged 41.

On the whole, 75643 leans distressed, with opportunity clustered in specific stressed parcels. While 75643 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 75643 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Panola County, Texas and the nation. Where the public record is thin for 75643, the field stays empty rather than modeled, and fills in as new documents post.

75643's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 75643 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.