ZIP 75639 Property Distress & Foreclosure Data

Composite property distress in 75639 (Panola County, Texas) lands at 16/100 — low on DLRadar's public-record scoring. Structural risk reads 32/100 against active distress of 6/100. The sharpest non-environmental signals are institutional ownership (44/100), structural risk (32/100), mortgage stress (19/100). By contrast, structural risk (32/100) and mortgage stress (19/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100).

The market reads neutral — home values rose 4.3% year on year, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $158,300, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 86% of homes, renters 14%. 12.3% of residents fall below the poverty threshold. About 2,698 people live here, median age 40. Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. There are about 1,305 housing units across 75639. Educational attainment sits at 9% bachelor's-or-above. Median household income is $45,795, below the U.S. median near $78,000. Rent burden reaches 52% of tenant households.

Net-net, 75639 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.