ZIP 75974 Property Distress & Foreclosure Data

ZIP code 75974 in Shelby County, Texas carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (81/100). What sets it apart are the readings on institutional ownership (50/100), structural risk (33/100), mortgage stress (21/100). structural risk (33/100) and mortgage stress (21/100) stay muted. Structural exposure scores 33 and live distress 6 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,744 residents call 75974 home, typically aged 38. There are about 1,124 housing units across 75974. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100. 68% of housing is owner-occupied. The poverty rate is 29.7% — high, a tax-stress and distress correlate. Rent burden reaches 20% of tenant households. At $43,083, median income runs below typical U.S. levels. The typical home is worth about $91,300 (2.2× income, relatively affordable). Around 13% of adults hold a bachelor's degree or higher.

Taken together, 75974 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.