ZIP 75975 Property Distress & Foreclosure Data

In Shelby County, Texas, ZIP 75975 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (53/100), structural risk (34/100), mortgage stress (22/100). By contrast, structural risk (34/100) and mortgage stress (22/100) register low. On the structural side it scores 34/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100).

The market reads peak — home values rose 4.2% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Median household income is $51,714, below the U.S. median near $78,000. The ZIP holds roughly 1,720 housing units. 23.5% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%. Around 16% of renters are cost-burdened. Educational attainment sits at 11% bachelor's-or-above. Home values center near $96,900, an affordability ratio of 2.1× — accessible. DLRadar's demographic-stress index for the area reads 29/100. About 3,873 people live here, median age 36. The vacancy rate is 24.3% — elevated.

Net-net, 75975 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.