ZIP 75975 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 75975 (Shelby County, Texas) at a low 18/100 for overall property distress. Its standout signals are institutional ownership (57/100), structural risk (36/100), mortgage stress (22/100). On the quiet end sit structural risk (36/100) and mortgage stress (22/100). Structurally it carries 36/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (89/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $51,714 — below the roughly $78,000 national figure. There are about 1,720 housing units across 75975. Roughly 23.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 70% owner-occupied to 30% rented. Around 16% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $96,900 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 29/100. Population is roughly 3,873 with a median age of 36. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 75975 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 75975 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 75975 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 75975 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 75975 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 75975 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.