ZIP 75946 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 75946 in Nacogdoches County, Texas comes in at 31, a moderate composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100), flood (NFIP) exposure (75/100), climate & FEMA risk (69/100). Structural risk reads 68/100 against active distress of 7/100. The pressure is most legible in structural risk (68/100), institutional ownership (65/100), construction/permit lag (58/100). On the quiet end sit mortgage stress (24/100).

The peak-phase market in 75946 posted values that rose 1.5% over the year (phase confidence 10/100). Topping markets hide individual distress behind strong averages.

Around 48% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. About 3,536 people live here, median age 43. About 20% have a four-year degree. There are about 1,996 housing units across 75946. 68% of housing is owner-occupied. The poverty rate is 14.0%. A median home runs $151,800 here, or 2.7 times local income. Households earn a median $54,920 — below the roughly $78,000 national figure. The vacancy rate is 15.8% — elevated.

On the whole, 75946 leans distressed, with opportunity clustered in specific stressed parcels. 75946 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 75946 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Nacogdoches County, Texas and the nation. Nothing here is interpolated — where a source is thin for 75946, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 figure for 75946 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 75946 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.