ZIP 75935 Property Distress & Foreclosure Data

DLRadar grades ZIP 75935 (Shelby County, Texas) at a low 16/100 for overall property distress. Property-level stress concentrates in institutional ownership (54/100), structural risk (33/100), mortgage stress (23/100). structural risk (33/100) and mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (81/100). On the structural side it scores 33/100, with 7/100 of stress already active.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, and 10% higher over three years (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 16.0% — elevated. 12,651 residents call 75935 home, typically aged 40. Around 18% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher. The poverty rate is 21.7% — high, a tax-stress and distress correlate. 77% of housing is owner-occupied. At $54,007, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 5,724 housing units. The typical home is worth about $111,500 (2.2× income, relatively affordable).

Taken together, 75935 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.