ZIP 75954 Property Distress & Foreclosure Data

Composite property distress in 75954 (Shelby County, Texas) lands at 17/100 — low on DLRadar's public-record scoring. Structural risk reads 34/100 against active distress of 7/100. The sharpest non-environmental signals are institutional ownership (53/100), structural risk (34/100), mortgage stress (22/100). By contrast, structural risk (34/100) and mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100).

The market reads neutral — home values rose 4.3% year on year, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,976 people live here, median age 44. There are about 1,832 housing units across 75954. Median household income is $47,473, below the U.S. median near $78,000. Vacancy runs 24.4%, above the national norm and a classic distress-and-opportunity signal. Home values center near $91,700, an affordability ratio of 1.8× — accessible. DLRadar's demographic-stress index for the area reads 33/100. Educational attainment sits at 15% bachelor's-or-above. 24.0% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. Rent burden reaches 60% of tenant households.

Net-net, 75954 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.