Panola County, TX: Home-Insurance Distress & Forced-Sale Pressure
Panola County, TX: 43/100 (moderate) home-insurance distress; Panola, TX band MEDIUM; Panola, TX #1,284 of 3,222 counties; Panola, TX #110 of 254 in Texas; raw Panola, TX 54.7; Panola, TX coverage multiplier 0.85.
FEMA hazard, Panola, TX: 84/100; Panola, TX declarations, three years: 6; Panola, TX perils: 2 hurricane, 2 flood; Panola, TX five-year count 4 (severity 6.0); Panola, TX ten-year 4; hazard-weighted, Panola, TX: 21.0.
Declared incidents on the Panola, TX record: 2024 Hurricane 2; 2024 Flood 2 (Panola, TX).
NFIP claims, Panola, TX, three years: none; Panola, TX claim-stress 0/100.
Panola, TX monthly score held, 42 (March 2026) to 42 (October 2026); Panola, TX by month: March 42, April 42, May 46, June 46 (Panola, TX), July 43, August 45, September 44, October 42.
Panola, TX components: climate 83; Panola, TX retreat index 42; Panola, TX climate multiplier 0.85.
Construction distress, Panola, TX: 45/100 as of August 2026 (Panola, TX: 45/100 one-to-four unit, 0/100 multifamily).
Panola, TX ZIPs, June 2026 (Panola, TX, 13 highest): score 0 (Panola, TX), climate 74 (Panola, TX): 75672; score 0 (Panola, TX), climate 73 (Panola, TX): 75692; score 0 (Panola, TX), climate 59 (Panola, TX): 75642; score 0 (Panola, TX), climate 52 (Panola, TX): 75652, 75691; score 0 (Panola, TX), climate 51 (Panola, TX): 75669, 75975; score 0 (Panola, TX), climate 50 (Panola, TX): 75631, 75633, 75639, 75643, Panola, TX 75954, 75974.
DLRadar rescores Panola, TX monthly; Panola, TX readings join Panola, TX foreclosure, lien and ownership parcels (Panola, TX), so cost-squeezed Panola, TX owners surface before listing.
Inside Texas, Panola County ranks 110th of 254 counties for home-insurance distress at 43/100; Morris County (43/100) sits just above Panola County, and Robertson County (43/100) sits just below Panola County.
Deterministic. Every Panola County, TX signal traces to a public Panola dataset (FEMA, NFIP, Census for Panola, TX) · how insurance distress works in Panola, TX · methodology
FAQ: Panola County, TX insurance distress
What is the Panola County, TX home-insurance-distress score?
Panola, TX: 43/100 (MEDIUM), #1,284 of 3,222, #110 in Texas. FEMA hazard, Panola, TX: 84/100; NFIP stress, Panola, TX: 0/100; construction, Panola, TX: 45/100; Panola, TX rescores monthly.
Is Panola County insurance distress getting better or worse (TX)?
Panola, TX: 42 in March 2026; Panola, TX: 42 in October 2026 (unchanged); Panola, TX climate component 83.
Which Panola County ZIP codes carry the most insurance distress (TX)?
Panola, TX, June 2026: 75672 at 0, 75692 at 0, 75642 at 0, 75652 at 0; Panola, TX climate scores there: 74, 73, 59, 52.
Why does Panola, TX insurance distress create sellers?
A Panola, TX premium outruns the Panola, TX budget; a carrier leaves Panola, TX; Panola, TX carrying cost passes plan; Panola, TX owners sell while current; Panola, TX insurance distress leads Panola, TX foreclosure data.