Panola County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Panola County, Texas? DLRadar grades every Panola County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Panola County breakdown.
- Panola County's most distressed ZIP is 75672 at 25/100.
- 13 ZIP codes tracked in Panola County, averaging 21/100 distress.
- Panola County reads peak — home values up 2.0% year over year.
- Vacancy runs 18.6% across Panola County's tracked ZIPs, with a 15.5% poverty rate.
- The typical Panola County home is worth about $141,575 against a ~$64,482 median income.
- Lending headwind in Panola County sits at 23/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75672 | 25/100 |
| 2 | 75692 | 24/100 |
| 3 | 75631 | 22/100 |
| 4 | 75633 | 22/100 |
| 5 | 75639 | 22/100 |
| 6 | 75643 | 22/100 |
| 7 | 75669 | 22/100 |
| 8 | 75642 | 21/100 |
| 9 | 75652 | 21/100 |
| 10 | 75974 | 21/100 |
| 11 | 75691 | 20/100 |
| 12 | 75954 | 18/100 |
Most distressed ZIP codes in Panola County (composite distress 0-100, 2026)
What is driving Panola County distress
Nothing here is estimated: Panola County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Panola County market phase and pricing
The cycle in Panola County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Panola County
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What people ask
What is the most distressed ZIP code in Panola County, TX?
ZIP 75672 leads Panola County at 25/100, recomputed monthly from public records.
What stage of the price cycle is Panola County at?
Panola County reads peak, with home prices up 2.0% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Panola County scores?
Panola County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Panola County ZIP codes?
A county average hides the spread. Across the Panola County ZIPs DLRadar ranks, scores run from 25/100 in 75672 down to 18/100 in 75954, against a Panola County average of 21/100. With 7 points between best and worst, county-level targeting in Panola County wastes effort.
What do Panola County home values and vacancy say about distressed supply?
The typical Panola County home carries about $141,575 of value against a median household income near $64,482. Vacancy across Panola County's tracked ZIPs runs 18.6% and the poverty rate is 15.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Panola County's filings and its 23/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.