Panola County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Panola County, TX distress report, 2026: 13 ZIPs scored in Panola, TX, Panola, TX average 21/100; the top Panola, TX ZIP is 75672 at 25/100; Panola, TX market phase peak, Panola, TX prices +2.0% year over year.
- Panola, TX ranks #123 nationally (opportunity index); Panola, TX #20 in Texas; Panola, TX index 36.7.
- Panola, TX: no CFPB county sample; Panola, TX non-metro area reading 1.4%.
- Panola, TX ZIP phases: 9 peak, 4 recovery.
- Panola, TX residential listings tracked: 14 across 6 ZIPs; Panola, TX candidate listings 4.
- Panola, TX lenders on watch: 5; largest Panola, TX footprint Citizens Bank (1 branch).
- Panola, TX most distressed ZIP: 75672 at 25/100.
Panola, TX figures: DLRadar distress index; Panola, TX inputs: CFPB, FHFA, HUD, FDIC; Panola, TX rebuilt as sources refresh.
| Rank | Panola, TX ZIP | Score |
|---|---|---|
| 1 | 75672 | 25/100 |
| 2 | 75692 | 25/100 |
| 3 | 75631 | 22/100 |
| 4 | 75633 | 22/100 |
| 5 | 75639 | 22/100 |
| 6 | 75643 | 22/100 |
| 7 | 75669 | 22/100 |
| 8 | 75652 | 21/100 |
| 9 | 75974 | 21/100 |
| 10 | 75642 | 20/100 |
| 11 | 75691 | 20/100 |
| 12 | 75954 | 19/100 |
Most distressed Panola, TX ZIPs (0-100, 2026)
Mortgage delinquency around Panola, TX
No CFPB county sample covers Panola, TX; the non-metro area reading for Panola, TX: 1.4% ninety-plus; Panola, TX area thirty-to-eighty-nine 3.5% (December 2025, Panola, TX); Texas overall 1.2%.
Opportunity index: Panola, TX
Panola, TX index 36.7, Panola, TX phase strong_buy; Panola, TX primary driver vacancy, Panola, TX second driver construction. Panola, TX components: property stress 24.5, foreclosure pressure 25.5, listing discounts 48.5, bank stress 46.2, insurance 0.0; Panola, TX pulse 37.8; Panola, TX capital opportunity 35.1; Panola, TX seven-day change -0.2%.
ZIP market phases inside Panola, TX
13 Panola, TX ZIPs carry a price-cycle phase; Panola, TX ZIPs by phase (Panola, TX), deepest drawdown first: peak, +2.0% YoY (Panola, TX): 75631, 75633, 75639, 75643, Panola, TX 75954, 75974; peak, +2.3% YoY (Panola, TX): 75642; recovery, +2.8% YoY (Panola, TX): 75652, 75672, 75692; peak, +2.1% YoY (Panola, TX): 75669, 75975; recovery, +2.6% YoY (Panola, TX): 75691.
Residential listings by Panola, TX ZIP
Panola, TX ZIPs with the most tracked Panola, TX residential listings: 75633 7 listings, 3 candidates, bank pressure 57; 75669 4 listings, 0 candidates, bank pressure 54; 75631 2 listings, 0 candidates, bank pressure 57; 75639 1 listings, 1 candidates, bank pressure 57 (Panola, TX); 75642 0 listings, 0 candidates, bank pressure 55; 75643 0 listings, 0 candidates, bank pressure 56. Panola, TX totals: 14 listings; Panola, TX candidates 4; active ZIPs 2.
Lenders with branches in Panola, TX
Panola, TX lenders by branch count: Citizens Bank (Panola, TX): stress 85, 1 branch low in Panola, TX; First State Bank&Trust Co (Panola, TX): stress 73, 1 branch low in Panola, TX; Verabank National Assn (Panola, TX): stress 53, 1 branch low in Panola, TX; Farmers State Bank (Panola, TX): stress 36, 1 branch low in Panola, TX; Prosperity Bank (Panola, TX): stress 33, 1 branch low in Panola, TX.
Vacancy and permits, Panola, TX
1,955 of 10,853 Panola, TX housing units are vacant; Panola, TX permits, twelve months: 0 multifamily units in Panola, TX, 12 one-to-four unit units.
Work Panola, TX at the parcel level
Every Panola, TX parcel carries owner and address; every Panola, TX parcel carries APN; Panola, TX distress scores sit on the Panola, TX live board.
Panola, TX figures refresh with each source.
Panola, TX questions
Most distressed ZIP code in Panola County, TX?
ZIP 75672 leads Panola, TX at 25/100; next in Panola, TX: 75692 at 25/100; the Panola, TX average is 21/100.
Where does Panola County, TX rank for investment opportunity?
Panola, TX is #123 among all ranked counties, #20 in Texas; the Panola, TX driver is vacancy; Panola, TX moved up 437 places.
How many mortgages are delinquent in Panola County, TX?
Panola, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Panola, TX.
Which banks lend in Panola County, TX?
5 watched lenders hold Panola, TX branches; the largest Panola, TX footprints are Citizens Bank (1), First State Bank&Trust Co (1), Verabank National Assn (1).
More on Panola, TX
Panola County, TX distress report: public-record figures for Panola, TX; not legal advice for Panola, TX; not tax or investment advice; verify every Panola, TX record before acting.