Wise County, TX: Foreclosures, Tax Liens & Distressed Properties

Wise County, TX, Texas: 18 ZIP codes scored, Wise County, TX averaging 24/100 (low, Wise, TX), from 21 to 32. Wise County, TX is in its peak phase (Wise, TX confidence 9/100): Wise, TX home prices up 0.9% (Wise, TX) over twelve months. Wise County, TX lender headwind: 49/100.

Highest-scoring Wise County, TX ZIPs: 76247 (32/100), 76249 (32/100), 76259 (32/100), 76052 (26/100), 76020 (23/100), 76270 (23/100). Also scored in Wise County, TX: 76023, 76082, 76234, 76431, 76458, 76487, 76071, 76073, 76078, 76225.

Across Wise County, TX's scored ZIPs: median home value $313,818, household income $101,948, 11.1% vacancy, 8.9% poverty, 82% owner-occupied, median age 38.2.

Wise County, TX insurance distress 28/100 (#1,716 in the US); FEMA hazard 0/100 for Wise, TX; 2 Wise, TX NFIP flood claims, $675K paid; Wise, TX construction distress 62/100.

12 banks with 20 branches lend in Wise County, TX; Wise, TX weighted bank stress 58/100, highest 81/100 in Wise, TX.

Wise County, TX unemployment 4.1% (Wise, TX +0.2 pts, six months); 367 new housing units permitted in Wise County, TX over twelve months, Wise, TX down 14% from 427; Wise, TX home prices +9.0% a year (Wise, TX) over three years.

27,530 housing units in Wise County, TX; 4,292 Wise, TX renter households; 39% of Wise, TX renters spend 30%+ of income on rent, 14% (Wise, TX) half or more.

Wise County, TX ranks #2,705 nationally on the opportunity index (Wise, TX, among all ranked counties); Wise, TX scores 24.9/100 and Wise, TX sits #235 inside Texas. Wise, TX is in the weak opportunity phase; Wise, TX's primary driver is construction, Wise, TX second driver bank institutional; Wise, TX moved down 410 places. 10 short-sale listings across Wise, TX; 43 days on market observed in Wise, TX; 8.9% vacancy over 18 Wise, TX ZIPs.

No CFPB county sample covers Wise County, TX. The metro area reading for Wise, TX (Dallas-Fort Worth-Arlington, TX): 1.0% ninety-plus days late; Wise, TX's thirty-to-eighty-nine share is 2.5% (Wise, TX, December 2025 data); Texas overall 1.2%.

Wise County, TX has 10 watched banks; 10 Wise, TX banks sit in an elevated band. Wise, TX footprints: Legend Bank N A (3 branches, stress 53) in Wise, TX; First Financial Bank (3 branches, stress 49) in Wise, TX; Pilgrim Bank (1 branch, stress 81) in Wise, TX.

HUD lists 1 assisted multifamily property in Wise County, TX with 10 units; 10 Wise, TX units are assisted.

2,395 of the 27,530 housing units in Wise, TX sit vacant. Wise County, TX permitted 0 multifamily units in twelve months; Wise, TX's one-to-four unit structures added 367 units in Wise County, TX.