ZIP 76020 Foreclosure, Tax-Lien & Distress Report
Parker County, Texas · Distress market
ZIP code 76020 in Parker County, Texas carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (67/100). Structural exposure scores 52 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (52/100), structural risk (52/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (5/100) register low.
The peak-phase market in 76020 posted values that rose 0.9% over the year, and 7% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $91,000, above the U.S. median near $78,000. There are about 13,498 housing units across 76020. The poverty rate is 10.2%. Educational attainment sits at 20% bachelor's-or-above. Rent burden reaches 41% of tenant households. About 32,866 people live here, median age 40. Vacancy runs 9.9%. 79% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 29/100. The typical home is worth about $299,300 (3.0× income, relatively affordable).
Net-net, 76020 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 76020 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 76020 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 76020 reflects the current record instead of a stale or modeled snapshot.
76020's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 76020 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 76020’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 76020 by the numbers
Current distress, phase, housing and lender-pressure figures for 76020, drawn from the same report attached to each property.
Adjacent Parker County ZIP reports
Nearest ZIP codes to 76020
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Parker County, Texas
Further distress data across Parker County, Texas at ZIP, county and state level.
The complete 76020 distress and acquisition report
Pull every distressed parcel in 76020 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology