ZIP 76086 Property Distress & Foreclosure Data

ZIP code 76086 in Parker County, Texas carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). The latent-versus-live split is 46/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (70/100), structural risk (46/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 1.1% year on year, and 5% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Median household income is $61,415, below the U.S. median near $78,000. Around 43% of renters are cost-burdened. The vacancy rate is 10.2%. Educational attainment sits at 22% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. Home values center near $258,100, an affordability ratio of 3.8× — accessible. The ZIP holds roughly 9,824 housing units. Owners hold 54% of homes, renters 46%. 14.7% of residents fall below the poverty threshold. About 22,900 people live here, median age 35.

Net-net, 76086 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.