ZIP 76086 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 76086 in Parker County, Texas comes in at 20, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Latent structural risk is 44/100 while live distress already moving reads 1/100. Property-level stress concentrates in construction/permit lag (64/100), structural risk (44/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The peak-phase market in 76086 posted values that rose 0.9% over the year, and 5% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $61,415, median income runs below typical U.S. levels. Around 43% of renters are cost-burdened. The vacancy rate is 10.2%. Around 22% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 35/100. The typical home is worth about $258,100 (3.8× income, relatively affordable). There are about 9,824 housing units across 76086. 54% of housing is owner-occupied. The poverty rate is 14.7%. Population is roughly 22,900 with a median age of 35.

Net-net, 76086 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 76086 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 76086 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Parker County, Texas and the nation. Where the public record is thin for 76086, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 76086 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 76086 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.