ZIP 75028 Foreclosure, Tax-Lien & Distress Report

In Denton County, Texas, ZIP 75028 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. On the structural side it scores 72/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (85/100)). The pressure is most legible in structural risk (72/100), construction/permit lag (63/100), institutional ownership (46/100). By contrast, mortgage stress (18/100) register low.

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 5% higher over three years, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 2.0%. The poverty rate is 3.2% — low. Home values center near $488,700, an affordability ratio of 3.1× — accessible. Around 62% of adults hold a bachelor's degree or higher. 48,636 residents call 75028 home, typically aged 43. Around 35% of renters are cost-burdened. The ZIP holds roughly 18,552 housing units. At $147,040, median income runs above typical U.S. levels. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 75028 scores 22/100.

Net-net, 75028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 75028 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 75028's 32/100 can be lined up against any neighbor in Denton County, Texas or any ZIP coast to coast. 75028 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 figure for 75028 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 75028 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.