Howard County, TX: Foreclosures, Tax Liens & Distressed Properties
Howard County, TX, Texas: 6 ZIP codes scored, Howard County, TX averaging 7/100 (minimal, Howard, TX), from 5 to 9. Howard County, TX is in its peak phase (Howard, TX confidence 9/100): Howard, TX home prices up 0.9% (Howard, TX) over twelve months. Howard County, TX lender headwind: 19/100.
Highest-scoring Howard County, TX ZIPs: 79721 (9/100), 79733 (9/100), 79511 (7/100), 79748 (7/100), 79720 (6/100), 79713 (5/100).
Across Howard County, TX's scored ZIPs: median home value $239,250, household income $72,960, 11.8% vacancy, 18.8% poverty, 65% owner-occupied, median age 29.3.
Howard County, TX insurance distress 7/100 (#2,419 in the US); FEMA hazard 0/100 for Howard, TX; 2 Howard, TX NFIP flood claims.
7 banks with 8 branches lend in Howard County, TX; Howard, TX weighted bank stress 54/100, highest 71/100 in Howard, TX.
Howard County, TX unemployment 4.5% (Howard, TX +0.5 pts, six months); 80 new housing units permitted in Howard County, TX over twelve months, Howard, TX up 471% from 14; Howard, TX home prices +4.9% a year (Howard, TX) over three years.
14,048 housing units in Howard County, TX; 3,741 Howard, TX renter households; 37% of Howard, TX renters spend 30%+ of income on rent, 18% (Howard, TX) half or more.
Howard County, TX ranks #2,620 nationally on the opportunity index (Howard, TX, among all ranked counties); Howard, TX scores 25.3/100 and Howard, TX sits #228 inside Texas. Howard, TX is in the weak opportunity phase; Howard, TX's primary driver is vacancy, Howard, TX second driver bank institutional; Howard, TX moved up 429 places. 104 days on market observed in Howard, TX; 14.6% vacancy over 6 Howard, TX ZIPs.
No CFPB county sample covers Howard County, TX. The non-metro area reading for Howard, TX: 1.4% ninety-plus days late; Howard, TX's thirty-to-eighty-nine share is 3.5% (Howard, TX, December 2025 data); Texas overall 1.2%.
Howard County, TX has 5 watched banks; 5 Howard, TX banks sit in an elevated band. Howard, TX footprints: Prosperity Bank (2 branches, stress 33) in Howard, TX; Texas Financial Bank (1 branch, stress 71) in Howard, TX; Western Bank (1 branch, stress 58) in Howard, TX.
HUD lists 3 assisted multifamily properties in Howard County, TX with 323 units; 313 Howard, TX units are assisted, 3 Howard, TX properties under project-based Section 8.
1,857 of the 14,048 housing units in Howard, TX sit vacant. Howard County, TX permitted 49 multifamily units in twelve months; Howard, TX's one-to-four unit structures added 31 units in Howard County, TX.