ZIP 79720 Foreclosure, Tax-Lien & Distress Report
Howard County, Texas · High Vacancy market
ZIP code 79720 in Howard County, Texas carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic distress index. Latent structural risk is 12/100 while live distress already moving reads 1/100. The sharpest non-environmental signals are structural risk (12/100), institutional ownership (5/100), mortgage stress (4/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted.
The market reads peak — home values rose 1.5% year on year, and 12% higher over three years, at 14/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $152,500, an affordability ratio of 2.1× — accessible. Roughly 15.3% live below the poverty line. On demographic stress specifically, 79720 scores 28/100. Rent burden reaches 33% of tenant households. There are about 13,360 housing units across 79720. About 16% have a four-year degree. 68% of housing is owner-occupied. 30,432 residents call 79720 home, typically aged 38. Median household income is $71,194, near the U.S. median near $78,000. The vacancy rate is 14.9% — elevated.
Taken together, 79720 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 79720 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 79720 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 6/100 composite is a like-for-like number rather than an isolated estimate. 79720 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 79720 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 6/100 roll-up. The point of the 79720 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 79720
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 79720 distress snapshot
The live 79720 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Howard County ZIPs near 79720
Nearest ZIP codes to 79720
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Howard County, Texas.
See every distressed parcel in 79720
Pull every distressed parcel in 79720 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology