ZIP 79720 Property Distress & Foreclosure Data

Composite property distress in 79720 (Howard County, Texas) lands at 16/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 36/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (36/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (4/100).

The peak-phase market in 79720 posted values that rose 2.5% over the year, and 12% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $152,500, an affordability ratio of 2.1× — accessible. 15.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. Around 33% of renters are cost-burdened. The ZIP holds roughly 13,360 housing units. Educational attainment sits at 16% bachelor's-or-above. Owners hold 68% of homes, renters 32%. Population is roughly 30,432 with a median age of 38. Median household income is $71,194, near the U.S. median near $78,000. The vacancy rate is 14.9% — elevated.

On the whole, 79720 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.