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Cottle County, TX: Foreclosures, Tax Liens & Distressed Properties

Cottle County, TX, Texas: 4 ZIP codes scored, Cottle County, TX averaging 2/100 (minimal, Cottle, TX), from 1 to 3. Cottle County, TX is in its peak phase (Cottle, TX confidence 22/100): Cottle, TX home prices up 2.0% (Cottle, TX) over twelve months. Cottle County, TX lender headwind: 63/100.

Highest-scoring Cottle County, TX ZIPs: 79201 (3/100), 79223 (2/100), 79248 (1/100), 79252 (1/100).

Across Cottle County, TX's scored ZIPs: median home value $88,067, household income $57,976, 31.8% vacancy, 12.5% poverty, 77% owner-occupied, median age 42.1.

Cottle County, TX insurance distress 0/100 (#3,067 in the US); FEMA hazard 0/100 for Cottle, TX.

2 banks with 2 branches lend in Cottle County, TX; Cottle, TX weighted bank stress 61/100, highest 73/100 in Cottle, TX.

Cottle County, TX unemployment 2.2% (Cottle, TX -0.2 pts, six months).

930 housing units in Cottle County, TX; 122 Cottle, TX renter households; 8% of Cottle, TX renters spend 30%+ of income on rent, 8% (Cottle, TX) half or more.

Cottle County, TX ranks #2,327 nationally on the opportunity index (Cottle, TX, among all ranked counties); Cottle, TX scores 26.6/100 and Cottle, TX sits #211 inside Texas. Cottle, TX is in the weak opportunity phase; Cottle, TX's primary driver is vacancy, Cottle, TX second driver bank institutional; Cottle, TX moved up 174 places. 31.6% vacancy over 4 Cottle, TX ZIPs.

No CFPB county sample covers Cottle County, TX. The non-metro area reading for Cottle, TX: 1.4% ninety-plus days late; Cottle, TX's thirty-to-eighty-nine share is 3.5% (Cottle, TX, December 2025 data); Texas overall 1.2%.

Cottle County, TX has 2 watched banks; 2 Cottle, TX banks sit in an elevated band. Cottle, TX footprints: Wellington State Bank (1 branch, stress 73) in Cottle, TX; First United Bank (1 branch, stress 48) in Cottle, TX.

353 of the 930 housing units in Cottle, TX sit vacant.

Peak
Market phase
2%
Cottle, TX HPI YoY
0%
Drawdown
22
Cottle confidence

Top Cottle County ZIP codes by stress score

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