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Cottle County, TX: Home-Insurance Distress & Forced-Sale Pressure

Cottle County, TX: 0/100 (low) home-insurance distress; Cottle, TX band ZERO; Cottle, TX #3,067 of 3,222 counties; Cottle, TX #198 of 254 in Texas; Cottle, TX coverage multiplier 0.70.

FEMA hazard, Cottle, TX: 0/100; Cottle, TX declarations, three years: none.

NFIP claims, Cottle, TX, three years: none; Cottle, TX claim-stress 0/100.

Cottle, TX monthly score: 0 in every month from March 2026 (Cottle, TX) through October 2026.

Cottle, TX components: all zero this month; Cottle, TX climate multiplier 0.70.

Construction distress, Cottle, TX: 0/100 as of August 2026 (Cottle, TX: 0/100 one-to-four unit, 0/100 multifamily).

Cottle, TX ZIPs, June 2026 (Cottle, TX, 4 highest): score 0 (Cottle, TX), climate 17 (Cottle, TX): 79201; score 0 (Cottle, TX), climate 9 (Cottle, TX): 79223; score 0 (Cottle, TX), climate 7 (Cottle, TX): 79248; score 0 (Cottle, TX), climate 6 (Cottle, TX): 79252.

DLRadar rescores Cottle, TX monthly; Cottle, TX readings join Cottle, TX foreclosure, lien and ownership parcels (Cottle, TX), so cost-squeezed Cottle, TX owners surface before listing.

Inside Texas, Cottle County ranks 198th of 254 counties for home-insurance distress at 0/100; Collingsworth County (0/100) sits just above Cottle County, and Crane County (0/100) sits just below Cottle County.

Insurance distress
0/100
Cottle, TX: ZERO
National rank
#3067
Cottle, TX: of 3,222 counties
FEMA hazard
0/100
Cottle County hazard
NFIP claim stress
0/100
Cottle, TX 3-year
Flood claims (3y)
0
Cottle, TX
Claims paid (3y)
$0
Cottle, TX payouts
Per claim
$0
Cottle, TX
Construction distress
0/100
Cottle, TX

Deterministic. Every Cottle County, TX signal traces to a public Cottle dataset (FEMA, NFIP, Census for Cottle, TX) · how insurance distress works in Cottle, TX · methodology

FAQ: Cottle County, TX insurance distress

What is the Cottle County, TX home-insurance-distress score?

Cottle, TX: 0/100 (ZERO), #3,067 of 3,222, #198 in Texas. FEMA hazard, Cottle, TX: 0/100; NFIP stress, Cottle, TX: 0/100; construction, Cottle, TX: 0/100; Cottle, TX rescores monthly.

Is Cottle County insurance distress getting better or worse (TX)?

Cottle, TX: 0 in March 2026; Cottle, TX: 0 in October 2026 (unchanged).

Which Cottle County ZIP codes carry the most insurance distress (TX)?

Cottle, TX, June 2026: 79201 at 0, 79223 at 0, 79248 at 0, 79252 at 0; Cottle, TX climate scores there: 17, 9, 7, 6.

Why does Cottle, TX insurance distress create sellers?

A Cottle, TX premium outruns the Cottle, TX budget; a carrier leaves Cottle, TX; Cottle, TX carrying cost passes plan; Cottle, TX owners sell while current; Cottle, TX insurance distress leads Cottle, TX foreclosure data.

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