Sherman County, TX: Foreclosures, Tax Liens & Distressed Properties

Sherman County, TX, Texas: 5 ZIP codes scored, Sherman County, TX averaging 13/100 (minimal, Sherman, TX), from 10 to 19. Sherman County, TX is in its peak phase (Sherman, TX confidence 22/100): Sherman, TX home prices up 2.0% (Sherman, TX) over twelve months. Sherman County, TX lender headwind: 0/100.

Highest-scoring Sherman County, TX ZIPs: 79086 (19/100), 73949 (14/100), 73960 (10/100), 79040 (10/100), 79084 (10/100).

Across Sherman County, TX's scored ZIPs: median home value $146,000, household income $72,328, 26.9% vacancy, 5.8% poverty, 83% owner-occupied, median age 36.7.

Sherman County, TX insurance distress 0/100 (#3,110 in the US); FEMA hazard 0/100 for Sherman, TX; Sherman, TX construction distress 51/100.

2 banks with 2 branches lend in Sherman County, TX; Sherman, TX weighted bank stress 31/100, highest 39/100 in Sherman, TX.

Sherman County, TX unemployment 3.1% (Sherman, TX +0.2 pts, six months); 14 new housing units permitted in Sherman County, TX over twelve months, Sherman, TX up 8% from 13.

1,135 housing units in Sherman County, TX; 215 Sherman, TX renter households; 6% of Sherman, TX renters spend 30%+ of income on rent, 0% (Sherman, TX) half or more.

Sherman County, TX ranks #1,444 nationally on the opportunity index (Sherman, TX, among all ranked counties); Sherman, TX scores 29.6/100 and Sherman, TX sits #146 inside Texas. Sherman, TX is in the early_signal opportunity phase; Sherman, TX's primary driver is vacancy, Sherman, TX second driver construction; Sherman, TX moved down 196 places. 20.5% vacancy over 5 Sherman, TX ZIPs.

No CFPB county sample covers Sherman County, TX. The non-metro area reading for Sherman, TX: 1.4% ninety-plus days late; Sherman, TX's thirty-to-eighty-nine share is 3.5% (Sherman, TX, December 2025 data); Texas overall 1.2%.

Sherman County, TX has 1 watched bank; 1 Sherman, TX bank sits in an elevated band. Sherman, TX footprints: First State Bank (1 branch, stress 39) in Sherman, TX.

292 of the 1,135 housing units in Sherman, TX sit vacant. Sherman County, TX permitted 0 multifamily units in twelve months; Sherman, TX's one-to-four unit structures added 14 units in Sherman County, TX.