Floyd County, TX: Foreclosures, Tax Liens & Distressed Properties

Across Floyd County, Texas, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Lender pressure in Floyd County registers 0/100 — a low bank-stress headwind. DLRadar scores 7 ZIPs here, with a mean composite of 14/100. Across its ZIPs, composite distress spans 11 to 15 out of 100.

The peak-phase county posted home values that rose 0.9% over twelve months, a 9/100-confidence read. At this stage of the cycle, blanket buying underperforms so screen ZIP by ZIP.

Near the cycle top at +0.9% YoY (9/100 confidence), the wins are surgical — target the few ZIPs carrying distress. A low 0/100 bank headwind puts the live signals on tax, code and ownership-change cases over REO.

Distress concentrates in ZIP 79231 (15/100), ZIP 79241 (15/100), ZIP 79250 (15/100), ZIP 79258 (15/100), ZIP 79235 (14/100), ZIP 79255 (13/100) — drill into any for the parcel-level read. Coverage extends to 79234 among others.

Demographically, Floyd County's scored ZIPs report household income averaging about $54,102, below the national median, home values averaging roughly $102,860, below the US, vacancy near 21.6%, residents with a median age around 45.4, a 10.9% poverty rate, 80% of homes owner-occupied. Income, equity and tenure like these shape who sells under pressure and how fast a deal moves.

Net of it all, 14/100 over 7 ZIPs means Floyd County is a screen-by-ZIP market rather than a blanket buy. A DLRadar subscription opens every Floyd County parcel: owner, address and APN, its own score, the lender behind it and an exit read.

The distress read for Floyd County, Texas is refreshed as new public records post and uses the same methodology coast to coast, so Floyd County stays directly comparable to any other market you track.

The way to work Floyd County, Texas is top-down — start with the highest-scoring ZIPs (up to 15/100 here), then drill to the parcels driving those numbers, rather than blanketing Floyd County with undifferentiated outreach. Nothing in the Floyd County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

Drilling in, Floyd County's highest-scoring ZIPs are 79231 (15/100), 79241 (15/100), 79250 (15/100), 79258 (15/100), 79235 (14/100), 79255 (13/100). DLRadar also scores 79234 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Floyd County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.