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ZIP 79231 Foreclosure, Tax-Lien & Distress Report

Floyd County, Texas · Distress market

Floyd County, Texas's ZIP 79231 registers 15/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (100/100), structural risk (34/100), institutional ownership (3/100). By contrast, structural risk (34/100) and institutional ownership (3/100) register low. Structurally it carries 34/100, against 0/100 of stress already in motion.

The market reads peak — home values rose 0.9% year on year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 0.0%. The ZIP holds roughly 15 housing units. 0.0% of residents fall below the poverty threshold. Around 0% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 18/100. 29 residents call 79231 home. Owners hold 100% of homes, renters 0%.

On balance 79231 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 79231 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 79231 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 79231, the field stays empty rather than modeled, and fills in as new documents post.

79231's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 79231 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

15/100
Composite stress
34/100
Structural risk
0/100
Distress activity

ZIP 79231 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk28
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 79231 by the numbers

Current distress, phase, housing and lender-pressure figures for 79231, drawn from the same report attached to each property.

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Each signal above is traceable to an open dataset · methodology

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