Cherokee County, TX: Foreclosures, Tax Liens & Distressed Properties

Cherokee County, TX, Texas: 12 ZIP codes scored, Cherokee County, TX averaging 27/100 (low, Cherokee, TX), from 20 to 29. Cherokee County, TX is in its peak phase (Cherokee, TX confidence 9/100): Cherokee, TX home prices up 0.9% (Cherokee, TX) over twelve months. Cherokee County, TX lender headwind: 6/100.

Highest-scoring Cherokee County, TX ZIPs: 75759 (29/100), 75764 (29/100), 75766 (29/100), 75780 (29/100), 75785 (29/100), 75925 (29/100). Also scored in Cherokee County, TX: 75976, 75757, 75789, 75969, 75784, 75654.

Across Cherokee County, TX's scored ZIPs: median home value $160,450, household income $67,861, 16.1% vacancy, 15.2% poverty, 78% owner-occupied, median age 39.8.

Cherokee County, TX insurance distress 76/100 (#467 in the US); FEMA hazard 84/100 for Cherokee, TX; 4 federal disaster declarations in Cherokee County, TX since 2023 (2 hurricane, 2 flood); 6 Cherokee, TX NFIP flood claims, $23K paid; Cherokee, TX construction distress 56/100.

8 banks with 13 branches lend in Cherokee County, TX; Cherokee, TX weighted bank stress 50/100, highest 90/100 in Cherokee, TX.

Cherokee County, TX unemployment 4.7% (Cherokee, TX +0.1 pts, six months); 25 new housing units permitted in Cherokee County, TX over twelve months, Cherokee, TX down 14% from 29; Cherokee, TX home prices +9.4% a year (Cherokee, TX) over three years.

21,053 housing units in Cherokee County, TX; 4,930 Cherokee, TX renter households; 31% of Cherokee, TX renters spend 30%+ of income on rent, 16% (Cherokee, TX) half or more.

Cherokee County, TX ranks #435 nationally on the opportunity index (Cherokee, TX, among all ranked counties); Cherokee, TX scores 33.8/100 and Cherokee, TX sits #58 inside Texas. Cherokee, TX is in the peak_opportunity opportunity phase; Cherokee, TX's primary driver is vacancy, Cherokee, TX second driver construction; Cherokee, TX moved up 578 places. 6 short-sale listings across Cherokee, TX; 72 days on market observed in Cherokee, TX; 13.3% vacancy over 12 Cherokee, TX ZIPs.

No CFPB county sample covers Cherokee County, TX. The non-metro area reading for Cherokee, TX: 1.4% ninety-plus days late; Cherokee, TX's thirty-to-eighty-nine share is 3.5% (Cherokee, TX, December 2025 data); Texas overall 1.2%.

Cherokee County, TX has 7 watched banks; 7 Cherokee, TX banks sit in an elevated band. Cherokee, TX footprints: Austin Bank Texas Na (3 branches, stress 31) in Cherokee, TX; Texas Nb Of Jacksonville (2 branches, stress 90) in Cherokee, TX; Prosperity Bank (2 branches, stress 33) in Cherokee, TX.

HUD lists 2 assisted multifamily properties in Cherokee County, TX with 135 units; 87 Cherokee, TX units are assisted, 1 Cherokee, TX properties under project-based Section 8.

2,868 of the 21,053 housing units in Cherokee, TX sit vacant. Cherokee County, TX permitted 0 multifamily units in twelve months; Cherokee, TX's one-to-four unit structures added 25 units in Cherokee County, TX.