ZIP 75766 Property Distress & Foreclosure Data

Cherokee County, Texas's ZIP 75766 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (91/100), structural risk (71/100), institutional ownership (60/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 71/100, with 7/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (81/100), flood (NFIP) exposure (68/100)).

The peak-phase market in 75766 posted values that rose 1.1% over the year, and 9% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $51,648 — below the roughly $78,000 national figure. Roughly 21.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 42% of renters are cost-burdened. About 20% have a four-year degree. Population is roughly 25,988 with a median age of 35. The tenure split is 70% owner-occupied to 30% rented. On demographic stress specifically, 75766 scores 32/100. The vacancy rate is 12.2% — elevated. A median home runs $156,000 here, or 2.8 times local income. The ZIP holds roughly 10,517 housing units.

On the whole, 75766 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.