ZIP 75785 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 75785 (Cherokee County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 68/100 against active distress of 7/100. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100), flood (NFIP) exposure (67/100). Its heaviest discrete signals: construction/permit lag (75/100), structural risk (68/100), institutional ownership (64/100). mortgage stress (24/100) stay muted.

The market reads peak — home values rose 0.9% year on year, and 9% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. A median home runs $165,000 here, or 2.5 times local income. 12.3% of residents fall below the poverty threshold. The tenure split is 77% owner-occupied to 23% rented. Around 29% of renters are cost-burdened. About 10,769 people live here, median age 41. The ZIP holds roughly 3,745 housing units. Around 12% of adults hold a bachelor's degree or higher. Median household income is $64,672, below the U.S. median near $78,000.

Taken together, 75785 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 75785 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 75785 stays directly comparable to neighboring ZIPs and the rest of Cherokee County, Texas. Every figure is auditable to a public dataset and refreshed on ingest; 75785 shows blanks, not estimates, wherever the record is sparse.

Each component behind 75785 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For a buyer, 75785 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.