ZIP 75785 Property Distress & Foreclosure Data

ZIP code 75785 in Cherokee County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 71/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), flood (NFIP) exposure (68/100). What sets it apart are the readings on construction/permit lag (91/100), structural risk (71/100), institutional ownership (60/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 9% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. The typical home is worth about $165,000 (2.5× income, relatively affordable). The poverty rate is 12.3%. 77% of housing is owner-occupied. Rent burden reaches 29% of tenant households. 10,769 residents call 75785 home, typically aged 41. There are about 3,745 housing units across 75785. Around 12% of adults hold a bachelor's degree or higher. At $64,672, median income runs below typical U.S. levels.

Taken together, 75785 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.