ZIP 75976 Property Distress & Foreclosure Data

DLRadar grades ZIP 75976 (Cherokee County, Texas) at a moderate 31/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (81/100), flood (NFIP) exposure (68/100)). Property-level stress concentrates in construction/permit lag (91/100), structural risk (71/100), institutional ownership (60/100). On the quiet end sit mortgage stress (24/100). Structural risk reads 71/100 against active distress of 7/100.

The peak-phase market in 75976 posted values that rose 1.1% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,201 with a median age of 28. On demographic stress specifically, 75976 scores 29/100. A median home runs $66,400 here, or 1.1 times local income. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 25% of tenant households. There are about 448 housing units across 75976. Roughly 34.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 16% have a four-year degree. Households earn a median $66,458 — below the roughly $78,000 national figure.

On the whole, 75976 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.