ZIP 75764 Property Distress & Foreclosure Data

DLRadar grades ZIP 75764 (Cherokee County, Texas) at a moderate 31/100 for overall property distress. Property-level stress concentrates in construction/permit lag (91/100), structural risk (71/100), institutional ownership (60/100). mortgage stress (24/100) stay muted. The latent-versus-live split is 71/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), flood (NFIP) exposure (68/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 82 housing units. The poverty rate is 4.1% — low. Around 23% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. 170 residents call 75764 home, typically aged 28. The typical home is worth about $166,700 (1.4× income, relatively affordable). At $72,083, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 24/100. The vacancy rate is 21.3% — elevated. 68% of housing is owner-occupied.

Taken together, 75764 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.