Cherokee County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cherokee County, Texas? DLRadar grades every Cherokee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Cherokee County breakdown.
- Cherokee County's most distressed ZIP is 75759 at 31/100.
- 12 ZIP codes tracked in Cherokee County, averaging 29/100 distress.
- Cherokee County reads peak — home values up 0.9% year over year.
- Vacancy runs 16.1% across Cherokee County's tracked ZIPs, with a 15.2% poverty rate.
- The typical Cherokee County home is worth about $160,450 against a ~$67,861 median income.
- Lending headwind in Cherokee County sits at 6/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75759 | 31/100 |
| 2 | 75764 | 31/100 |
| 3 | 75766 | 31/100 |
| 4 | 75780 | 31/100 |
| 5 | 75785 | 31/100 |
| 6 | 75925 | 31/100 |
| 7 | 75976 | 31/100 |
| 8 | 75757 | 27/100 |
| 9 | 75784 | 27/100 |
| 10 | 75789 | 27/100 |
| 11 | 75969 | 27/100 |
| 12 | 75654 | 21/100 |
Most distressed ZIP codes in Cherokee County (composite distress 0-100, 2026)
What is driving Cherokee County distress
Cherokee County's placement in the national index rests on public filings — a 29/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Cherokee County market phase and pricing
The cycle in Cherokee County is peak, with values up 0.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Cherokee County
Cherokee County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
No card required · full read access to live data for 60 minutes.
Questions and answers
What is the most distressed ZIP code in Cherokee County, TX?
ZIP 75759 leads Cherokee County at 31/100, recomputed monthly from public records.
What stage of the price cycle is Cherokee County at?
Cherokee County is classified peak with a 0.9% year-over-year increase, following the FHFA House Price Index.
Where does the Cherokee County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Cherokee County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Cherokee County ZIP codes?
A county average hides the spread. Across the Cherokee County ZIPs DLRadar ranks, scores run from 31/100 in 75759 down to 21/100 in 75654, against a Cherokee County average of 29/100. The 10-point range is the argument for ZIP-level search across Cherokee County.
What do Cherokee County home values and vacancy say about distressed supply?
The typical Cherokee County home carries about $160,450 of value against a median household income near $67,861. Vacancy across Cherokee County's tracked ZIPs runs 16.1% and the poverty rate is 15.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Cherokee County's foreclosure and lien filings and its 6/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.