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Refugio County, TX: Foreclosures, Tax Liens & Distressed Properties

Refugio County, TX, Texas: 5 ZIP codes scored, Refugio County, TX averaging 23/100 (low, Refugio, TX), from 22 to 26. Refugio County, TX is in its peak phase (Refugio, TX confidence 22/100): Refugio, TX home prices up 2.0% (Refugio, TX) over twelve months. Refugio County, TX lender headwind: 25/100.

Highest-scoring Refugio County, TX ZIPs: 77950 (26/100), 77990 (23/100), 78340 (22/100), 78377 (22/100), 78393 (22/100).

Across Refugio County, TX's scored ZIPs: median home value $112,840, household income $58,675, 33.5% vacancy, 12.9% poverty, 82% owner-occupied, median age 48.5.

Refugio County, TX insurance distress 38/100 (#1,399 in the US); FEMA hazard 74/100 for Refugio, TX; 2 federal disaster declarations in Refugio County, TX since 2023 (2 hurricane); Refugio, TX construction distress 91/100.

2 banks with 3 branches lend in Refugio County, TX; Refugio, TX weighted bank stress 52/100, highest 63/100 in Refugio, TX.

Refugio County, TX unemployment 5.2%; 11 new housing units permitted in Refugio County, TX over twelve months, Refugio, TX down 48% from 21.

3,359 housing units in Refugio County, TX; 522 Refugio, TX renter households; 52% of Refugio, TX renters spend 30%+ of income on rent, 28% (Refugio, TX) half or more.

Refugio County, TX ranks #554 nationally on the opportunity index (Refugio, TX, among all ranked counties); Refugio, TX scores 33.1/100 and Refugio, TX sits #74 inside Texas. Refugio, TX is in the overheated opportunity phase; Refugio, TX's primary driver is vacancy, Refugio, TX second driver construction; Refugio, TX moved down 384 places. 2 days on market observed in Refugio, TX; 27.9% vacancy over 5 Refugio, TX ZIPs.

No CFPB county sample covers Refugio County, TX. The non-metro area reading for Refugio, TX: 1.4% ninety-plus days late; Refugio, TX's thirty-to-eighty-nine share is 3.5% (Refugio, TX, December 2025 data); Texas overall 1.2%.

Refugio County, TX has 2 watched banks; 2 Refugio, TX banks sit in an elevated band. Refugio, TX footprints: First State Bank (2 branches, stress 46) in Refugio, TX; Vantage Bank Texas (1 branch, stress 63) in Refugio, TX.

864 of the 3,359 housing units in Refugio, TX sit vacant. Refugio County, TX permitted 0 multifamily units in twelve months; Refugio, TX's one-to-four unit structures added 11 units in Refugio County, TX.

Peak
Market phase
2%
Refugio, TX HPI YoY
0%
Drawdown
22
Refugio confidence

Where distress concentrates in Refugio County

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