ZIP 78340 Foreclosure, Tax-Lien & Distress Report

ZIP code 78340 in Refugio County, Texas carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 50/100 while live distress already moving reads 6/100. Environmental exposure also runs high (FEMA disaster exposure (78/100)). The most distinctive pressure shows up in construction/permit lag (98/100), structural risk (50/100), institutional ownership (43/100). mortgage stress (20/100) stay muted.

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

About 405 people live here, median age 52. Owners hold 87% of homes, renters 13%. There are about 338 housing units across 78340. Vacancy runs 33.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $162,900 (2.9× income, relatively affordable). Median household income is $55,375, below the U.S. median near $78,000. The poverty rate is 8.6%. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 15% of tenant households. On demographic stress specifically, 78340 scores 26/100.

Taken together, 78340 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78340 at the moment; the composite and its components are still built from verifiable public records.

The 78340 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 78340 stays directly comparable to neighboring ZIPs and the rest of Refugio County, Texas. 78340 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78340's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 78340 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.