ZIP 78340 Property Distress & Foreclosure Data

ZIP code 78340 in Refugio County, Texas carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 45/100 against active distress of 6/100. Environmental exposure also runs high (FEMA disaster exposure (78/100)). What sets it apart are the readings on construction/permit lag (75/100), structural risk (45/100), institutional ownership (42/100). On the quiet end sit mortgage stress (20/100).

The neutral-phase market in 78340 posted values that rose 4.3% over the year, at 24/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 405 with a median age of 52. Owners hold 87% of homes, renters 13%. There are about 338 housing units across 78340. Vacancy runs 33.8%, above the national norm and a classic distress-and-opportunity signal. Home values center near $162,900, an affordability ratio of 2.9× — accessible. Median household income is $55,375, below the U.S. median near $78,000. 8.6% of residents fall below the poverty threshold. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 15% of tenant households. DLRadar's demographic-stress index for the area reads 26/100.

On the whole, 78340 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.