Cameron County, TX: Foreclosures, Tax Liens & Distressed Properties
Cameron County, TX, Texas: 17 ZIP codes scored, Cameron County, TX averaging 34/100 (moderate, Cameron, TX), from 33 to 36. Cameron County, TX is in its neutral phase (Cameron, TX confidence 54/100): Cameron, TX home prices up 4.3% (Cameron, TX) over twelve months. Cameron County, TX lender headwind: 36/100.
Highest-scoring Cameron County, TX ZIPs: 78526 (36/100), 78520 (34/100), 78521 (34/100), 78535 (34/100), 78550 (34/100), 78552 (34/100). Also scored in Cameron County, TX: 78559, 78566, 78567, 78575, 78578, 78583, 78586, 78592, 78593, 78597.
Across Cameron County, TX's scored ZIPs: median home value $156,118, household income $52,790, 18.0% vacancy, 22.5% poverty, 72% owner-occupied, median age 38.2.
Cameron County, TX insurance distress 90/100 (#101 in the US); FEMA hazard 84/100 for Cameron, TX; 4 federal disaster declarations in Cameron County, TX since 2023 (2 hurricane, 2 flood); 1,191 Cameron, TX NFIP flood claims, $89.1M paid; Cameron, TX construction distress 39/100.
19 banks with 73 branches lend in Cameron County, TX; Cameron, TX weighted bank stress 61/100, highest 87/100 in Cameron, TX.
Cameron County, TX unemployment 6.5% (Cameron, TX -0.5 pts, six months); 2,364 new housing units permitted in Cameron County, TX over twelve months, Cameron, TX up 11% from 2,123; Cameron, TX home prices +11.7% a year (Cameron, TX) over three years.
159,679 housing units in Cameron County, TX; 47,081 Cameron, TX renter households; 45% of Cameron, TX renters spend 30%+ of income on rent, 22% (Cameron, TX) half or more.
Cameron County, TX ranks #467 nationally on the opportunity index (Cameron, TX, among all ranked counties); Cameron, TX scores 33.6/100 and Cameron, TX sits #62 inside Texas. Cameron, TX is in the peak_opportunity opportunity phase; Cameron, TX's primary driver is vacancy, Cameron, TX second driver bank institutional; Cameron, TX moved up 485 places. 10 short-sale listings across Cameron, TX; 105 days on market observed in Cameron, TX; 11.4% vacancy over 17 Cameron, TX ZIPs.
1.2% of Cameron County, TX mortgages were ninety-plus days late in December 2025; Cameron, TX's thirty-to-eighty-nine-day share was 4.4% (CFPB county sample). Cameron, TX's ninety-day rate is up 0.4 points on twelve months earlier; the Cameron, TX peak since 2008 was 3.6% in December 2009; Texas overall reads 1.2%.
Cameron County, TX has 15 watched banks; 15 Cameron, TX banks sit in an elevated band. Cameron, TX footprints: International Bk Of Com (12 branches, stress 46) in Cameron, TX; First Community Bank (7 branches, stress 59) in Cameron, TX; Lone Star National Bank (6 branches, stress 56) in Cameron, TX.
HUD lists 18 assisted multifamily properties in Cameron County, TX with 1,634 units; 450 Cameron, TX units are assisted, 6 Cameron, TX properties under project-based Section 8.
21,246 of the 159,679 housing units in Cameron, TX sit vacant. Cameron County, TX permitted 585 multifamily units in twelve months; Cameron, TX's one-to-four unit structures added 1,779 units in Cameron County, TX.