ZIP 78520 Foreclosure, Tax-Lien & Distress Report
Cameron County, Texas · High Poverty market
In Cameron County, Texas, ZIP 78520 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (89/100). Its heaviest discrete signals: structural risk (77/100), institutional ownership (70/100), construction/permit lag (42/100). mortgage stress (25/100) stay muted. The split runs 77/100 structural to 8/100 active on the ground.
The neutral-phase market in 78520 posted values that rose 4.3% over the year, and 15% higher over three years (phase confidence 54/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $146,000, an affordability ratio of 2.7× — accessible. Around 40% of renters are cost-burdened. The vacancy rate is 11.1%. The tenure split is 58% owner-occupied to 42% rented. DLRadar's demographic-stress index for the area reads 34/100. At $47,331, median income runs below typical U.S. levels. 63,337 residents call 78520 home, typically aged 32. The poverty rate is 25.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 23,135 housing units. About 23% have a four-year degree.
Taken together, 78520 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 78520's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 78520 shows blanks, not estimates, wherever the record is sparse.
The 35/100 for 78520 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 78520 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 78520 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
78520 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 78520, the same set carried on every parcel.
More ZIPs across Cameron County
Related reports across Cameron County, Texas
Further distress data across Cameron County, Texas at ZIP, county and state level.
Get the full acquisition report for 78520
Every distressed parcel in 78520 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology