ZIP 78575 Foreclosure, Tax-Lien & Distress Report

ZIP code 78575 in Cameron County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. The latent-versus-live split is 77/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (89/100). What sets it apart are the readings on structural risk (77/100), institutional ownership (70/100), construction/permit lag (42/100). By contrast, mortgage stress (25/100) register low.

The neutral-phase market in 78575 posted values that rose 4.3% over the year, and 18% higher over three years (phase confidence 54/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 66% owner-occupied to 34% rented. Households earn a median $74,273 — near the roughly $78,000 national figure. The typical home is worth about $249,500 (3.0× income, relatively affordable). Around 37% of renters are cost-burdened. 4,728 residents call 78575 home, typically aged 41. On demographic stress specifically, 78575 scores 29/100. The vacancy rate is 11.0%. The ZIP holds roughly 1,924 housing units. 18.6% of residents fall below the poverty threshold. Educational attainment sits at 47% bachelor's-or-above.

Net-net, 78575 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 78575 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 78575's 35/100 can be lined up against any neighbor in Cameron County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 78575 reflects the current record instead of a stale or modeled snapshot.

Each component behind 78575 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 78575 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.