ZIP 78566 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78566 (Cameron County, Texas) returns a moderate composite of 35/100. Structural risk reads 77/100 against active distress of 8/100. Property-level stress concentrates in structural risk (77/100), institutional ownership (70/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (89/100).

The market reads neutral — home values rose 4.3% year on year, and 9% higher over three years (phase confidence 54/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 74% of homes, renters 26%. Educational attainment sits at 20% bachelor's-or-above. Population is roughly 24,927 with a median age of 34. At $64,385, median income runs below typical U.S. levels. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 78566 scores 30/100. The ZIP holds roughly 8,244 housing units. Rent burden reaches 34% of tenant households. A median home runs $154,300 here, or 2.1 times local income. The poverty rate is 26.4% — high, a tax-stress and distress correlate.

Taken together, 78566 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78566 at the moment; the composite and its components are still built from verifiable public records.

Whether 78566 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78566 can be compared directly against any other ZIP in Cameron County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 78566 shows blanks, not estimates, wherever the record is sparse.

Each component behind 78566 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 78566 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.