ZIP 78578 Foreclosure, Tax-Lien & Distress Report

Cameron County, Texas's ZIP 78578 registers 35/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are structural risk (77/100), institutional ownership (70/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (25/100). Latent structural risk is 77/100 while live distress already moving reads 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (89/100).

The market reads neutral — home values rose 4.3% year on year, and 25% higher over three years (phase confidence 54/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 77% owner-occupied to 23% rented. 10,231 residents call 78578 home, typically aged 48. The demographic-stress sub-score lands at 34/100. Rent burden reaches 32% of tenant households. 19.7% of residents fall below the poverty threshold. About 25% have a four-year degree. Median household income is $52,041, below the U.S. median near $78,000. The ZIP holds roughly 6,480 housing units. A median home runs $196,200 here, or 3.7 times local income. Vacancy runs 32.8%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 78578 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 78578 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 78578 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Cameron County, Texas and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 78578 shows blanks, not estimates, wherever the record is sparse.

The 35/100 figure for 78578 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 78578 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.