ZIP 78521 Property Distress & Foreclosure Data

In Cameron County, Texas, ZIP 78521 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), institutional ownership (65/100), construction/permit lag (46/100). mortgage stress (25/100) stay muted. The latent-versus-live split is 76/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (81/100).

Prices here sit in a neutral phase: values rose 3.0% over the trailing year, and 21% higher over three years (phase confidence 23/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 42% of renters are cost-burdened. The ZIP holds roughly 29,741 housing units. Roughly 30.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 15% have a four-year degree. On demographic stress specifically, 78521 scores 34/100. The tenure split is 59% owner-occupied to 41% rented. Households earn a median $41,276 — below the roughly $78,000 national figure. 87,860 residents call 78521 home, typically aged 32. A median home runs $99,700 here, or 2.2 times local income. The vacancy rate is 7.1%.

Taken together, 78521 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.