ZIP 78597 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 78597 in Cameron County, Texas comes in at 35, a moderate composite-distress reading. The split runs 77/100 structural to 8/100 active on the ground. Its heaviest discrete signals: structural risk (77/100), institutional ownership (70/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (89/100).

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, and 14% higher over three years (phase confidence 54/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 67% owner-occupied to 33% rented. Median household income is $61,357, below the U.S. median near $78,000. About 2,881 people live here, median age 59. Around 38% of renters are cost-burdened. The ZIP holds roughly 5,603 housing units. About 53% have a four-year degree. Vacancy runs 73.9%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 49/100. A median home runs $527,200 here, or 8.3 times local income. Roughly 13.8% live below the poverty line.

On the whole, 78597 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 78597 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 78597's 35/100 can be lined up against any neighbor in Cameron County, Texas or any ZIP coast to coast. Sparse data for 78597 shows as blanks, never estimates, and the score updates on every fresh public filing.

78597's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 78597 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.