ZIP 78597 Property Distress & Foreclosure Data

Cameron County, Texas's ZIP 78597 registers 35/100 composite distress, which DLRadar reads as moderate. Structural risk reads 76/100 against active distress of 8/100. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (65/100), construction/permit lag (46/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (81/100).

The market reads neutral — home values rose 3.0% year on year, and 14% higher over three years, at 23/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

67% of housing is owner-occupied. At $61,357, median income runs below typical U.S. levels. About 2,881 people live here, median age 59. Rent burden reaches 38% of tenant households. There are about 5,603 housing units across 78597. Around 53% of adults hold a bachelor's degree or higher. Vacancy runs 73.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 49/100. The typical home is worth about $527,200 (8.3× income, severely stretched). The poverty rate is 13.8%.

Net-net, 78597 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
76/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 78597

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cameron County

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