ZIP 78535 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78535 (Cameron County, Texas) at a moderate 35/100 for overall property distress. Structural risk reads 77/100 against active distress of 8/100. The pressure is most legible in structural risk (77/100), institutional ownership (70/100), construction/permit lag (42/100). By contrast, mortgage stress (25/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (89/100).

The neutral-phase market in 78535 posted values that rose 4.3% over the year, at 54/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

64% of housing is owner-occupied. At $30,144, median income runs below typical U.S. levels. Population is roughly 435 with a median age of 53. DLRadar's demographic-stress index for the area reads 32/100. There are about 222 housing units across 78535. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 47% of tenant households. About 13% have a four-year degree. The typical home is worth about $107,300 (2.3× income, relatively affordable). 23.9% of residents fall below the poverty threshold.

On the whole, 78535 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 78535's 35/100 can be lined up against any neighbor in Cameron County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78535 shows blanks, not estimates, wherever the record is sparse.

The 35/100 figure for 78535 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 78535 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.