ZIP 78586 Property Distress & Foreclosure Data

DLRadar grades ZIP 78586 (Cameron County, Texas) at a moderate 35/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (81/100)). Property-level stress concentrates in structural risk (76/100), institutional ownership (65/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (25/100). Structural risk reads 76/100 against active distress of 8/100.

The neutral-phase market in 78586 posted values that rose 3.0% over the year, and 30% higher over three years, at 23/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $87,200, an affordability ratio of 1.9× — accessible. Median household income is $44,158, below the U.S. median near $78,000. There are about 17,259 housing units across 78586. DLRadar's demographic-stress index for the area reads 33/100. Vacancy runs 9.6%. Educational attainment sits at 12% bachelor's-or-above. Owners hold 77% of homes, renters 23%. 26.8% of residents fall below the poverty threshold. Population is roughly 49,103 with a median age of 31. Rent burden reaches 54% of tenant households.

On the whole, 78586 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.