ZIP 78586 Foreclosure, Tax-Lien & Distress Report
Cameron County, Texas · High Poverty market
In Cameron County, Texas, ZIP 78586 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (99/100), climate & FEMA risk (96/100), FEMA disaster exposure (89/100)). Its heaviest discrete signals: structural risk (77/100), institutional ownership (70/100), construction/permit lag (42/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 77/100 structural and 8/100 already moving.
Prices here sit in a neutral phase: values rose 4.3% over the trailing year, and 30% higher over three years (phase confidence 54/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $87,200 (1.9× income, relatively affordable). At $44,158, median income runs below typical U.S. levels. There are about 17,259 housing units across 78586. On demographic stress specifically, 78586 scores 33/100. Vacancy runs 9.6%. About 12% have a four-year degree. Owners hold 77% of homes, renters 23%. The poverty rate is 26.8% — high, a tax-stress and distress correlate. 49,103 residents call 78586 home, typically aged 31. Around 54% of renters are cost-burdened.
On the whole, 78586 leans distressed, with opportunity clustered in specific stressed parcels. While 78586 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 78586's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 78586, the field stays empty rather than modeled, and fills in as new documents post.
78586's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 78586 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 78586’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 78586 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Cameron County ZIP codes
More distress data near 78586
Other reports tied to Cameron County, Texas — ZIP, county and statewide.
Get the full acquisition report for 78586
See who owns each distressed property in 78586, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology