Cooke County, TX: Foreclosures, Tax Liens & Distressed Properties

Cooke County, TX, Texas: 16 ZIP codes scored, Cooke County, TX averaging 26/100 (low, Cooke, TX), from 22 to 32. Cooke County, TX is in its peak phase (Cooke, TX confidence 9/100): Cooke, TX home prices up 0.9% (Cooke, TX) over twelve months. Cooke County, TX lender headwind: 39/100.

Highest-scoring Cooke County, TX ZIPs: 76266 (32/100), 76258 (31/100), 76233 (26/100), 76238 (26/100), 76240 (26/100), 76241 (26/100). Also scored in Cooke County, TX: 76250, 76252, 76253, 76263, 76271, 76273, 76272, 76265, 76234, 76239.

Across Cooke County, TX's scored ZIPs: median home value $272,887, household income $82,558, 8.1% vacancy, 6.7% poverty, 79% owner-occupied, median age 42.2.

Cooke County, TX insurance distress 27/100 (#1,813 in the US); FEMA hazard 52/100 for Cooke, TX; 2 federal disaster declarations in Cooke County, TX since 2023 (2 flood); Cooke, TX construction distress 93/100.

6 banks with 11 branches lend in Cooke County, TX; Cooke, TX weighted bank stress 58/100, highest 80/100 in Cooke, TX.

Cooke County, TX unemployment 3.6% (Cooke, TX +0.1 pts, six months); 49 new housing units permitted in Cooke County, TX over twelve months, Cooke, TX down 63% from 131; Cooke, TX home prices +11.3% a year (Cooke, TX) over three years.

17,944 housing units in Cooke County, TX; 4,525 Cooke, TX renter households; 41% of Cooke, TX renters spend 30%+ of income on rent, 19% (Cooke, TX) half or more.

Cooke County, TX ranks #2,305 nationally on the opportunity index (Cooke, TX, among all ranked counties); Cooke, TX scores 26.7/100 and Cooke, TX sits #207 inside Texas. Cooke, TX is in the weak opportunity phase; Cooke, TX's primary driver is construction, Cooke, TX second driver bank institutional; Cooke, TX moved down 228 places. 2 short-sale listings across Cooke, TX; 106 days on market observed in Cooke, TX; 8.2% vacancy over 16 Cooke, TX ZIPs.

No CFPB county sample covers Cooke County, TX. The non-metro area reading for Cooke, TX: 1.4% ninety-plus days late; Cooke, TX's thirty-to-eighty-nine share is 3.5% (Cooke, TX, December 2025 data); Texas overall 1.2%.

Cooke County, TX has 4 watched banks; 4 Cooke, TX banks sit in an elevated band. Cooke, TX footprints: First State Bank (4 branches, stress 80) in Cooke, TX; Muenster State Bank (2 branches, stress 36) in Cooke, TX; Prosperity Bank (2 branches, stress 33) in Cooke, TX.

HUD lists 1 assisted multifamily property in Cooke County, TX with 144 units.

1,416 of the 17,944 housing units in Cooke, TX sit vacant. Cooke County, TX permitted 0 multifamily units in twelve months; Cooke, TX's one-to-four unit structures added 49 units in Cooke County, TX.