Garza County, TX: Foreclosures, Tax Liens & Distressed Properties
Garza County, TX, Texas: 4 ZIP codes scored, Garza County, TX averaging 14/100 (minimal, Garza, TX), from 11 to 21. Garza County, TX is in its neutral phase (Garza, TX confidence 16/100): Garza, TX home prices up 2.5% (Garza, TX) over twelve months. Garza County, TX lender headwind: 0/100.
Highest-scoring Garza County, TX ZIPs: 79364 (21/100), 79356 (13/100), 79330 (12/100), 79370 (11/100).
Across Garza County, TX's scored ZIPs: median home value $77,433, household income $52,144, 40.3% vacancy, 14.7% poverty, 67% owner-occupied, median age 38.1.
Garza County, TX insurance distress 0/100 (#3,080 in the US); FEMA hazard 0/100 for Garza, TX; Garza, TX construction distress 91/100.
2 banks with 2 branches lend in Garza County, TX; Garza, TX weighted bank stress 54/100, highest 85/100 in Garza, TX.
Garza County, TX unemployment 5.4% (Garza, TX +0.4 pts, six months); 4 new housing units permitted in Garza County, TX over twelve months, Garza, TX down 43% from 7.
2,190 housing units in Garza County, TX; 451 Garza, TX renter households; 32% of Garza, TX renters spend 30%+ of income on rent, 9% (Garza, TX) half or more.
Garza County, TX ranks #1,045 nationally on the opportunity index (Garza, TX, among all ranked counties); Garza, TX scores 31.0/100 and Garza, TX sits #117 inside Texas. Garza, TX is in the early_signal opportunity phase; Garza, TX's primary driver is vacancy, Garza, TX second driver construction; Garza, TX moved down 289 places. 25.0% vacancy over 4 Garza, TX ZIPs.
No CFPB county sample covers Garza County, TX. The metro area reading for Garza, TX (Lubbock, TX): 1.0% ninety-plus days late; Garza, TX's thirty-to-eighty-nine share is 2.5% (Garza, TX, December 2025 data); Texas overall 1.2%.
Garza County, TX has 1 watched bank; 1 Garza, TX bank sits in an elevated band. Garza, TX footprints: Cornerstone Capital Bank Ssb (1 branch, stress 85) in Garza, TX.
727 of the 2,190 housing units in Garza, TX sit vacant. Garza County, TX permitted 0 multifamily units in twelve months; Garza, TX's one-to-four unit structures added 4 units in Garza County, TX.