Garza County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Garza County, TX distress report, 2026: 4 ZIPs scored in Garza, TX, Garza, TX average 14/100; the top Garza, TX ZIP is 79364 at 21/100; Garza, TX market phase neutral, Garza, TX prices +2.5% year over year.
- Garza, TX ranks #1,030 nationally (opportunity index); Garza, TX #114 in Texas; Garza, TX index 31.0.
- Garza, TX: no CFPB county sample; Garza, TX metro area reading 1.0%.
- Garza, TX ZIP phases: 3 neutral, 1 peak.
- Garza, TX residential listings tracked: 0 across 2 ZIPs; Garza, TX candidate listings 0.
- Garza, TX lenders on watch: 1; largest Garza, TX footprint Cornerstone Capital Bank Ssb (1 branch).
- Garza, TX most distressed ZIP: 79364 at 21/100.
Garza, TX figures: DLRadar distress index; Garza, TX inputs: CFPB, FHFA, HUD, FDIC; Garza, TX rebuilt as sources refresh.
| Rank | Garza, TX ZIP | Score |
|---|---|---|
| 1 | 79364 | 21/100 |
| 2 | 79356 | 13/100 |
| 3 | 79330 | 12/100 |
| 4 | 79370 | 11/100 |
Most distressed Garza, TX ZIPs (0-100, 2026)
Mortgage delinquency around Garza, TX
No CFPB county sample covers Garza, TX; the metro area reading for Garza, TX (Lubbock, TX): 1.0% ninety-plus; Garza, TX area thirty-to-eighty-nine 2.5% (December 2025, Garza, TX); Texas overall 1.2%.
Opportunity index: Garza, TX
Garza, TX index 31.0, Garza, TX phase early_signal; Garza, TX primary driver vacancy, Garza, TX second driver construction. Garza, TX components: property stress 15.4, foreclosure pressure 17.4, bank stress 53.6, insurance 0.0; Garza, TX pulse 36.7; Garza, TX capital opportunity 22.4.
ZIP market phases inside Garza, TX
4 Garza, TX ZIPs carry a price-cycle phase; Garza, TX ZIPs by phase (Garza, TX), deepest drawdown first: neutral, +2.5% YoY (Garza, TX): 79330, 79356, 79364; peak, +2.1% YoY (Garza, TX): 79370.
Residential listings by Garza, TX ZIP
Garza, TX ZIPs with the most tracked Garza, TX residential listings: 79330 0 listings, 0 candidates, bank pressure 54; 79356 0 listings, 0 candidates, bank pressure 50. Garza, TX totals: 0 listings; Garza, TX candidates 0; active ZIPs 0.
Lenders with branches in Garza, TX
Garza, TX lenders by branch count: Cornerstone Capital Bank Ssb (Garza, TX): stress 85, 1 branch low in Garza, TX.
Vacancy and permits, Garza, TX
727 of 2,190 Garza, TX housing units are vacant; Garza, TX permits, twelve months: 0 multifamily units in Garza, TX, 4 one-to-four unit units.
Work Garza, TX at the parcel level
Every Garza, TX parcel carries owner and address; every Garza, TX parcel carries APN; Garza, TX distress scores sit on the Garza, TX live board.
Garza, TX figures refresh with each source.
Garza, TX questions
Most distressed ZIP code in Garza County, TX?
ZIP 79364 leads Garza, TX at 21/100; next in Garza, TX: 79356 at 13/100; the Garza, TX average is 14/100.
Where does Garza County, TX rank for investment opportunity?
Garza, TX is #1,030 among all ranked counties, #114 in Texas; the Garza, TX driver is vacancy; Garza, TX moved down 277 places.
How many mortgages are delinquent in Garza County, TX?
Garza, TX takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Garza, TX.
Which banks lend in Garza County, TX?
1 watched lenders hold Garza, TX branches; the largest Garza, TX footprints are Cornerstone Capital Bank Ssb (1).
More on Garza, TX
Garza County, TX distress report: public-record figures for Garza, TX; not legal advice for Garza, TX; not tax or investment advice; verify every Garza, TX record before acting.