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ZIP 79364 Foreclosure, Tax-Lien & Distress Report

Lubbock County, Texas · High Vacancy market

DLRadar grades ZIP 79364 (Lubbock County, Texas) at a low 20/100 for overall property distress. Its standout signals are construction/permit lag (47/100), structural risk (45/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (72/100)). On the structural side it scores 45/100, with 2/100 of stress already active.

Prices here sit in a neutral phase: values rose 2.5% over the trailing year, and 22% higher over three years (phase confidence 16/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $55,221, below the U.S. median near $78,000. 13.9% of residents fall below the poverty threshold. The ZIP holds roughly 3,008 housing units. On demographic stress specifically, 79364 scores 25/100. The vacancy rate is 12.6% — elevated. About 16% have a four-year degree. The typical home is worth about $89,300 (1.6× income, relatively affordable). Owners hold 70% of homes, renters 30%. Around 28% of renters are cost-burdened. About 7,135 people live here, median age 36.

Taken together, 79364 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 79364 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 79364's 20/100 can be lined up against any neighbor in Lubbock County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 79364 reflects the current record instead of a stale or modeled snapshot.

Each component behind 79364 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 79364 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
45/100
Structural risk
2/100
Distress activity

ZIP 79364 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk72
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

79364 at a glance

79364 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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